This Policy applies to you, the User of this Website and The Mortgage Advisory Network the owner and provider of this Web Site. This Policy applies to our use of any and all Data collected by us in relation to your use of the Website and any Services or Systems therein.
Data Collected 2.1
Without limitation, any of the following Data may be collected:
a) Name; b) Date of birth; c) Gender; d) Job title; e) Profession; f) Contact information such as email addresses and telephone numbers; g) Demographic information such as post code, preferences and interests; h) Financial information such as credit / debit card numbers; i) Cookie information (see clause 10 below); j) IP address (automatically collected); k) Web browser type and version (automatically collected); l) Operating system (automatically collected); m) A list of URLS starting with a referring site, your activity on this Web Site, and the site you exit to (automatically collected).
2.2 We collect the data referred to in sub-clauses (j) to (m) above in an automatic way so that we can analyse traffic to the Web Site, what pages are popular and where people tend to go when they leave the Web Site. Whilst an IP address is unique to the computer you use at any given time, this is not directly attached to any other Data and you will not necessarily have the same IP address when you next visit the Web Site. Consequently this information simply helps us to improve the Web Site and is not personally identifiable Data that we hold about you.
Our Use of Data 3.1
Any personal Data you submit will be retained by The Mortgage Advisory Network for as long as you use the Services and Systems provided on the Web Site. Data that you may submit through any communications System that we may provide may be retained for a reasonable period to assist us with the operation of our business or as required by law.
3.2 Unless we are obliged or permitted by law to do so, and subject to Clause 4, your Data will not be disclosed to third parties. This includes our affiliates and / or other companies within our group.
3.3 All personal Data is stored securely in accordance with the principles of the Data Protection Act 1998. For more details on security, see clause 9 below.
3.4 Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Web Site. Specifically, Data may be used by us for the following reasons:
3.4.1 Internal record keeping.
3.4.2 Improvement of our products / services.
3.4.3 Transmission by email of promotional materials that may be of interest to you.
3.4.4 Contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise. or update the Web Site.
Third Party Web Sites and Services
The Mortgage Advisory Network Limited may, from time to time, employ the services of other parties for dealing with matters that may include, but are not limited to, payment handling, delivery of purchased items, search engine facilities, advertising and marketing. The providers of such services may have access to certain personal Data provided by Users of this Web Site. Any Data used by such parties is used only to the extent required by them to perform the services that The Mortgage Advisory Network Limited requests. Any use for other purposes is strictly prohibited. Furthermore, any Data that is processed by third parties must be processed within the terms of this Policy and in accordance with the Data Protection Act 1998. In that context The Mortgage Advisory Network Limited remains the data controller of personal Data, with any relevant third parties being data processors.
Changes of Business Ownership and Control 5.1
The Mortgage Advisory Network Limited may, from time to time, expand or reduce its business and this may involve the sale of certain divisions or the transfer of control of certain divisions to other parties. Data provided by Users will, where it is relevant to any division so transferred, be transferred along with that division and the new owner or newly controlling party will, under the terms of this Policy, be permitted to use the Data for the purposes for which it was supplied by you.
5.2 In the event that any Data submitted by Users will be transferred in such a manner, you will be contacted in advance and informed of the changes. When contacted you will be given the choice to have your Data deleted or withheld from the new owner or controller.
Controlling Access to your Data 6.1
Wherever you are required to submit Data, you will be given options to restrict our use of that Data. This may include the following:
6.1.1 Use of Data for direct marketing purposes.
6.1.2 Sharing Data with third parties.
Your Right to Withhold Information
7.1 You may access certain areas of the Web Site without providing any Data at all. However, to use all Services and Systems available on the Web Site you may be required to submit Account information or other Data.
Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
The Mortgage Advisory Network Limited may set and access Cookies on your computer.
8.2 A Cookie is a small file that resides on your computer’s hard drive and often contains an anonymous unique identifier and is accessible only by the web site that placed it there, not any other sites.
8.3 You may delete Cookies, however you may lose any information that enables you to access the Web Site more quickly.
8.4 You can choose to enable or disable Cookies in your web browser. By default, your browser will accept Cookies, however this can be altered. For further details please consult the help menu in your browser. Disabling Cookies may prevent you from using the full range of Services available on the Web Site.
8.5 Any Cookies that may be used by this website are used either solely on a per session basis or to maintain user preferences. Cookies are not shared with any third parties.
8.6 Cookie list
|_ga||Google Analytics – Used to distinguish users.||2 years|
|_gid||Google Analytics – Used to distinguish users.||24 hours|
|_gat||Google Analytics – Used to distinguish users.||1 minute|
|wordfence_verifiedHuman||Used to distinguish humans from bots.||24 hours|
Changes to this Policy
Accessing your own Data 9.1
You have the right to ask for a copy of your personal Data held by us.
Data security is of great importance to The Mortgage Advisory Network Limited and to protect your Data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure Data collected online. Please note that due to the nature of the Internet it is not possible to guarantee that unencrypted communications, such as emails, will not be seen by third parties. Any passwords that you use must be kept securely.